Beyond Debt Blog

How to Capitalise on your No-Spend Month

Posted by Kristin Perissinotto on 26/01/19 5:23 PM
Kristin Perissinotto
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A no-spend month might seem like the most boring thing in the world, and you are probably thinking of it as an incredulous task. But it doesn’t have to be! You can use this time effectively if you plan well.

walk savings relax

Let’s be honest, a no-spend month may not be the most jam-packed and exciting month of the year. You won’t find yourself taking holidays, going out for nice brunches, or having shopping sprees. But the month will give you many opportunities for other activities. Take the month to hone in on those tasks you have been putting off, and you will feel like a new person once the month is up.

saving money

Declutter

Decluttering your home of unwanted items can not only help you feel relaxed and as though your have a fresh slate, it can also give you the chance to make some extra cash selling unwanted items.

Life Admin

Our lives are always busy, which often results in small tasks being missed or put off. Take some time this month to fix what needs fixing, file what needs filing, and completing those odd-jobs you haven’t gotten around to.

plan savings no spend

Clean and clear

This month is the perfect time to clean your car, garage, wardrobe, or kitchen cupboards. Begin with a declutter of all that you no longer need or want, then scrub your surfaces until they shine.

Relax

Once the work is done, it’s time to take a break. In our fast-paced world, it’s easy to get carried away seeing all your friends, checking out the newest cafes, and watching the newest movies. Take some time out this month to relax and rejuvenate.

Tags: Personal Finance Basics, Build Savings, Handle Money

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