Beyond Debt Blog

Should I Buy A House!?

Posted by Kristin Perissinotto on Feb 21, 2018 4:51:00 PM

As Australians, we love buying property. Some would say it’s a marker of adulthood. Some of us will juggle multiple jobs and squirrel away as much money as possible to get into the property market. It’s such a big deal that it has become a point of contention between the generations.

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Tags: Affordable Living, Personal Finance Basics

Six Things You Think You Need (But Really Don’t)

Posted by Kristin Perissinotto on Feb 17, 2018 8:46:00 AM

 

The advertising industry does a great job of telling us we need items that often will not add much value to our lives. The job of an advertisement is to convince the customers that buying a certain product will drastically improve their day to day lives. We've made a list of six things you may think you need (but really don't).

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Tags: Affordable Living, Handle Money

Is it time to break up with your bank?

Posted by Kristin Perissinotto on Feb 14, 2018 11:01:00 AM

Does your bank leave you on hold for an hour? Do you get hit with seemingly endless fees? Is it practically impossible to find your bank’s ATM on a night out? It might be time to break up with your bank. This might seem like an impossible task, but don’t worry! We have some tips that can help you get started.

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Tags: Personal Finance Basics

10 More Ways You're Wasting Money

Posted by Kristin Perissinotto on Feb 14, 2018 8:00:00 AM

Following up from last week’s 10 Top Money Wasters, we have a list of 10 more costs to avoid. Subscribe to our blog to keep track of these tips, and let your savings grow in 2018!

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Tags: Handle Money

Bankruptcy isn't the Only Option

Posted by Kristin Perissinotto on Feb 10, 2018 8:20:00 AM

You may have been led to believe that after a certain amount of money problems and unpaid debt, that you have no choice but to file for bankruptcy. There are many other options to exhaust before filing for bankruptcy.

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Tags: Handle Money, Eliminate Debt

Afterpay: How Much Could it Cost You?

Posted by Kristin Perissinotto on Feb 7, 2018 10:00:06 AM

Many online retailers hopped on the Afterpay train in 2017, and now we can see stores in our local shopping centre are also offering Afterpay. Is it really a good idea buy now and pay later, and what are the consequences should you miss a payment?

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Tags: Personal Finance Basics

Which Home Loan!?

Posted by Kristin Perissinotto on Feb 7, 2018 9:58:16 AM

You’ve done some research, you’ve chosen a suburb, you found a house you love, you worked hard to put away enough savings for a downpayment, but the process of choosing a home loan broker can have you stumped! Choosing a home loan can be a confusing and frustrating task. Making the wrong decision can impact you negatively in the long run, and may result in you paying a lot more than you should be! We have put together a checklist of factors for you to consider when choosing a home loan.

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Tags: Affordable Living, Personal Finance Basics, Eliminate Debt

What you need to know about the new Australian Bankruptcy Bill

Posted by Kristin Perissinotto on Feb 7, 2018 9:56:56 AM

On October 19th 2017, an amendment to the Bankruptcy Bill was introduced into parliament. While it is currently unknown when this Bill will be finalised, the changes proposed are expected to make a big difference in the lives of many Australians.

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Tags: Personal Finance Basics

6 Reasons to be Honest with Your Debt Consultant

Posted by Kristin Perissinotto on Feb 7, 2018 9:53:19 AM

Perhaps you have decided it’s time to see a debt consultant to help you make a plan to pay off some loans and credit card bills. You find a company you feel is a good fit for you, and you make an appointment. The day of the appointment comes, you look up the address, drive to the building, and find a carpark. You go inside, are directed to the desk of your consultant. You walk down the hallway and sit down at her desk, and she asks about your situation. You find yourself telling her it isn’t as bad as it looks.

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Tags: Eliminate Debt

ABA Lessening the Debt of Australians

Posted by Kristin Perissinotto on Feb 7, 2018 9:52:16 AM

In Australia, our household debt is among the highest globally, with our credit card bills adding up to a hefty $30 billion as a nation. In December, the Australian Bankers Association proposed a change to their code of conduct which they say will lessen the debt of Australians. The proposed changes are primarily focussed on credit cards.

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Tags: Personal Finance Basics, Handle Money

A Debt-Free Journey

We've been helping people take back control of their finances for over a decade. In that time we've learnt a lot about money, and understand how important it is that we share our wealth of knowledge to tackle rising debt issues in Australia.

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