Beyond Debt Blog

7 Tips for Second Hand Shopping

Posted by Kristin Perissinotto on Apr 21, 2018 10:16:00 AM

Australians spend an average of $1 500 per year on fast fashion; clothes that are out of style after just a few wears. Cheaper fashion giants like Forever 21 and H&M have begun opening stores in Australia over the past few years, only fuelling our habit of buying cheaper clothing pieces that don't last. If you have the time, patience, and know how, you can get your hands of products that are twice as good quality for only a fraction of the price. That's right, we're talking second hand shopping!

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Tags: Affordable Living, Everyday Expenses

What You Need to Know About Debt Consolidation

Posted by Kristin Perissinotto on Apr 17, 2018 5:45:00 PM

You have probably heard the term debt consolidation, but maybe you aren't sure what it means. Debt consolidation can be a good option for those with multiple small debts, as it will combine them into one larger debt.

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Tags: Personal Finance Basics, Handle Money, Eliminate Debt

12 Tips for Affordable Groceries

Posted by Kristin Perissinotto on Apr 14, 2018 1:59:52 PM

Groceries are an essential cost in every household, and often is one of the biggest expenses each week. There are lots of ways you can cut down the expense of grocery items. We have collated twelve tips you can implement to save on your grocery bill every week.

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Tags: Affordable Living, Personal Finance Basics, Everyday Expenses, Handle Money

7 Things to Buy Cheaply

Posted by Kristin Perissinotto on Apr 10, 2018 4:42:00 PM

Last week we wrote about purchasing intentionally and buying good quality items that will last, in order to save you money and time, and stop contributing to the massive amount we throw away each year. Today we're giving you a list of 10 things that may not be worth buying good quality versions of. Here are seven things you may be better off buying cheaply.

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Tags: Affordable Living, Personal Finance Basics, Everyday Expenses

Purchasing with Intention

Posted by Kristin Perissinotto on Apr 7, 2018 10:15:00 AM

We live in a fast moving world. Everything and everyone around us are always moving at full speed. We are constantly bombarded with new technology that we are told we must have, and fast fashion that we need to wear. With online shopping becoming more affordable, we are truly living in a disposable culture. This is doing damage to both the environment and our bank accounts.

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Tags: Affordable Living, Personal Finance Basics, Handle Money

Building an Emergency Fund

Posted by Kristin Perissinotto on Apr 3, 2018 4:45:00 PM

It is important to keep an emergency fund handy for when you find yourself in a financial emergency. This fund can be accessed in the event you have unexpected items to pay for, such as a hospital bill, or a car breakdown. This fund would also be accessed in the event you unexpectedly lost your job. It pays (literally) to be prepared!

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Tags: Personal Finance Basics, Everyday Expenses, Build Savings, Handle Money

Savings, savings, savings!

Posted by Kristin Perissinotto on Mar 31, 2018 10:04:00 AM

You’ve heard it before: saving is necessary! You probably have a savings account that you move money in and out of. But when do you transfer out of it? What are you saving for? We’ve got a simple system that will help you organise your savings into three accounts, and will give you a better chance at achieving your saving goals.

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Tags: Personal Finance Basics, Build Savings, Handle Money

Five Credit Card Cons

Posted by Kristin Perissinotto on Mar 24, 2018 10:13:00 AM

We’ve covered five positive things about credit cards, but we all know there is lots of potential to use a credit card incorrectly, which can put your financial health in danger. Here are five cons of owning a credit card, and how to avoid them and ensure your credit card debt doesn’t get out of hand.

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Tags: Personal Finance Basics, Handle Money

Using a credit card responsibly

Posted by Kristin Perissinotto on Mar 20, 2018 5:13:00 PM

There are many pros and cons of using a credit card, but if you do choose to use one, it is essential to use them responsibly and correctly. This can be done by having a sound understanding of how a credit card works and how it differs to a regular debit card.

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Tags: Personal Finance Basics, Handle Money

6 More Purchases that won't Live up to the Hype

Posted by Kristin Perissinotto on Mar 17, 2018 10:16:00 AM

On Tuesday we released a list of six items that usually won't live up to the hype after you purchase them. Today, we have compiled a list of six more.

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Tags: Affordable Living, Everyday Expenses, Build Savings

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We've been helping people take back control of their finances for over a decade. In that time we've learnt a lot about money, and understand how important it is that we share our wealth of knowledge to tackle rising debt issues in Australia.

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