Australians spend an average of $1 500 per year on fast fashion; clothes that are out of style after just a few wears. Cheaper fashion giants like Forever 21 and H&M have begun opening stores in Australia over the past few years, only fuelling our habit of buying cheaper clothing pieces that don't last. If you have the time, patience, and know how, you can get your hands of products that are twice as good quality for only a fraction of the price. That's right, we're talking second hand shopping!
You have probably heard the term debt consolidation, but maybe you aren't sure what it means. Debt consolidation can be a good option for those with multiple small debts, as it will combine them into one larger debt.
Groceries are an essential cost in every household, and often is one of the biggest expenses each week. There are lots of ways you can cut down the expense of grocery items. We have collated twelve tips you can implement to save on your grocery bill every week.
Last week we wrote about purchasing intentionally and buying good quality items that will last, in order to save you money and time, and stop contributing to the massive amount we throw away each year. Today we're giving you a list of 10 things that may not be worth buying good quality versions of. Here are seven things you may be better off buying cheaply.
We live in a fast moving world. Everything and everyone around us are always moving at full speed. We are constantly bombarded with new technology that we are told we must have, and fast fashion that we need to wear. With online shopping becoming more affordable, we are truly living in a disposable culture. This is doing damage to both the environment and our bank accounts.
It is important to keep an emergency fund handy for when you find yourself in a financial emergency. This fund can be accessed in the event you have unexpected items to pay for, such as a hospital bill, or a car breakdown. This fund would also be accessed in the event you unexpectedly lost your job. It pays (literally) to be prepared!
You’ve heard it before: saving is necessary! You probably have a savings account that you move money in and out of. But when do you transfer out of it? What are you saving for? We’ve got a simple system that will help you organise your savings into three accounts, and will give you a better chance at achieving your saving goals.
We’ve covered five positive things about credit cards, but we all know there is lots of potential to use a credit card incorrectly, which can put your financial health in danger. Here are five cons of owning a credit card, and how to avoid them and ensure your credit card debt doesn’t get out of hand.
There are many pros and cons of using a credit card, but if you do choose to use one, it is essential to use them responsibly and correctly. This can be done by having a sound understanding of how a credit card works and how it differs to a regular debit card.
On Tuesday we released a list of six items that usually won't live up to the hype after you purchase them. Today, we have compiled a list of six more.