The age old question! A few years ago, getting a credit card may have been a given. Many people see it as a rite of passage after getting a full-time job. But do you really need a credit card?
We have been talking all month about no-spend January (or any month!), or challenging yourself to a no-spend day each week. We are wrapping up the month with seven lessons you will learn after cutting unnecessary spending for one month.
A no-spend month might seem like the most boring thing in the world, and you are probably thinking of it as an incredulous task. But it doesn’t have to be! You can use this time effectively if you plan well.
When taking part in a no-spend month, it is important to set parameters and rules for yourself before beginning. As we all know, failing to plan is planning to fail. Below are six rules to follow when starting a no-spend month.
We have covered how to plan and set goals for a no-spend month, but how do you ensure you put the money saved to better use? It is integral to plan out your savings so you can use them for something important!
This month we have been talking about how to plan and pull of a successful no-spend month. However, we know a month can be a long time for some, and the idea of limiting spending for four weeks may be daunting and can even seem impossible. So, what about trying out one no-spend day a week?
If you’ve been tuning into our blogs this month, you’ll know that we have been talking all about no-spend January (which you can take part in any month!). If you are planning a no-spend month, consider these five things first.
This month we are taking you through how to pull off a no-spend month. We have covered how to plan, and mistakes to avoid, but today we will be taking a step back and looking at the ‘why’. Is a no-spend month actually helpful?
This month we are talking all about how to successfully pull off a no-spend January (or any other month!). We have given you top tips on planning for a no-spend month, and today we will be covering what not to do.
It's likely that you may have blown out your Christmas budget, and are trying to recoup your losses this month. Have you considered partaking in no-spend January? Many people have begun taking on monthly challenges that include not reaching for your credit card for up to a month at a time.